---
title: Mintago | Salary Sacrifice Guide 2022
description: Mintago has put together this handy guide to give you some useful information on salary sacrifice pension and how it can help reduce National Insurance.
---

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# Employers Guide to Salary Sacrifice Pension

![Employers-Guide-to-Salary-Sacrifice-Pension-Scheme](https://blog.mintago.com/hubfs/Employers-Guide-to-Salary-Sacrifice-Pension-Scheme.jpg "Employers-Guide-to-Salary-Sacrifice-Pension-Scheme")

## **Salary sacrifice is a win-win arrangement for both employers and employees.**

 

Salary sacrifice (also known as salary exchange) is an agreement between the employer and their employees.

Employees can give up part of their future gross salary or bonus in return for a non-cash benefit, like a pension contribution. With the reduction of cash pay, both employers and employees can save on National Insurance (NI)contributions, becoming more tax-efficient.

Employees benefit from increased employer pension contributions and due to lower NI contributions, an ultimate increase in take-home pay. Furthermore, employers can choose to invest money saved in NI contributions back into their business, perhaps improving their employee benefits programme to better the overall wellbeing of their workforce as well as enhancing productivity.

In this handy salary sacrifice pension guide employers will find:

- Introduction to the salary sacrifice pension scheme
- Salary sacrifice pension savings
- Salary sacrifice pension limitations
- How to get started with salary sacrifice pension (implementation set up)
- Further useful information on salary sacrifice pension

*Complete the form to download the guide.*

 

# Download the Guide

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